A Stand Against Debt
I was a part of a conversation lately that was discussing doing updates to homes. My companion’s comment that made me think about this topic was: “Well, we had to go out and get an equity line on our home to do our kitchen project. That is the way of the world isn’t it? Have to go get an equity line to pay for a new kitchen.”
Is it? Should the way of the world be to go into debt to pay for what we want? Pay it down inch by inch until it is gone and we start the cycle all over again? Sure, there are times where debt is necessary. Let’s say when the unexpected happens and you need money but don’t have it. Say your car breaks down and you need to buy a new one. Or a medical issue comes around and you have no other way to pay the bills. Or the roof of the garage falls in – yes, that recently happened to someone I know.
I feel there are some things that can be planned around and saved for. A new kitchen or a new bath comes to my mind. It is discipline that brings us closer to our goals in life. It is discipline that teaches us that hard work does pay off.
I have been in debt and have almost reached the edge of the pit that I have dug. I can chalk it up to learning and living my life – the best teachers. However, I am personally tired of living in a way that puts me in debt.
I’m making a stand against debt.
Will you make that stand with me?
Updates to KatieMcCartney.com
Doing some fall cleaning up and making a few changes to the website.
I have combined my photography website and Real Estate website into one website. You can view My Portfolio and visit My Shop, if you choose. I feel my photography hobby connects well with my real estate profession, allowing me to better market your properties. Continuing to hone my skills as a photographer only will make YOUR property shine.
Also, I have invested in some tools for my clients..
Guides & News
Keeping Current Matters provides news and guides for my clients (See the new Guides Section). You can catch the news from Keeping Current Matters, Inman and Realtor.com on my Facebook page and Twitter feed periodically.
Smart Home Price
Also, SmartZip has provided me a widget to add to my site to do a quick analysis on your home’s price. What I love about this is that if the price is not to your liking, you can call me for an independent evaluation and then I can go in and make adjustments. The good news for the client? These updates goes to various other sites that report the value of the home. Take that Zillow’s zestimate!
My practice is about providing quality information to you. I feel these investments in Keeping Current Matters, Inman News, Realtor.com and SmartZip provide advantages for my clients.. Take a look around and see for yourself!
3 Tips on Seller Question: Should It Stay or Should It Go
To me, the pictures rotating above of the garage are not an acceptable way to leave your home when the possession occurs.
3 tips you should follow if you are not sure if it should stay or should go:
- Always get in writing what the buyer wants.
- Take pictures of the items in question so the new homeowner can view and approve the items in question.
- If you were moving in would you want to see….
I know that the intention of these particular sellers was in the right place; however, it left a big mess in the eyes of the new homeowner. What went from a “good feeling” that was imparted from the closing, quickly dissipated into “I cannot believe I have to clean this up”. I know for many sellers that is the last thing they want the new homeowner to feel.